top of page
Honest Hour Greeting Card_edited.jpg

Jasmine Ramirez 

Honest Hour Founder & LCSW, CFSW

Have you ever said or felt, "I just need more discipline" when it comes to your money? Or maybe you've tried to budget, and after a couple of weeks, you fall off track, finding yourself spiraling and wondering, "Why can't I just commit to doing this thing?!" Perhaps you're feeling disappointed that despite years in a successful career, you look at your accounts and think, "I feel like I should be further along..."

If that's you, you're not alone. It's natural to think that discipline is the answer or to assume that the problem is you. But I'm here to tell you, it's not.

In many BIPOC families, including my own, there's often a strong emphasis on strict rules and a clear distinction between right and wrong ways of doing things. This upbringing deeply influences how we approach financial discipline as adults. Simply adhering to a budget doesn't always work because it doesn't address our underlying beliefs and behaviors around money.

That's why I take a different approach. I believe achieving your financial goals isn't just about discipline—it's about understanding your unique relationship with money and creating systems that actually work for you. We'll use evidence-based interventions like Cognitive Behavioral Therapy (CBT), which helps us uncover and challenge negative money narratives. Dialectical Behavior Therapy (DBT) will assist us in managing financial triggers and cultivating awareness around your financial behaviors.

This process isn't about me telling you what to do—it's a collaborative effort. Together, we'll co-create strategies that fit your lifestyle and aspirations. You'll have practical tools and resources, but more importantly, you'll have my support every step of the way. 

Jasmine is currently accepting clients in New York & New Jersey.
Her focus is supporting BIPOC professionals who want to maximize their incomes without feeling stress, shame or anxiety around spending.
  • In-Network: UMR
  • Out of Network with complimentary billing support​  
Honest Hour Greeting Card_edited.jpg



You're navigating a demanding career as a healthcare professional, constantly juggling the pressures of patient care, ambitious career goals, and maintaining a healthy work-life balance. The stress of always being on, compounded by the isolating experiences you have as a person of color in these white-dominated spaces, can feel isolating at times.

That's why in our sessions, it's all about you—your needs, desires, fears, and aspirations. This is your safe space to unwind, be yourself, and focus on what matters most to you.

Through Cognitive Behavioral Therapy (CBT) and mindfulness techniques, my goal is to help you regulate your emotions, enhance self-reflection, and challenge any negative thoughts that can weigh you down. These evidence-based approaches are proven to help you navigate the chronic stress, exposure to difficult situations, and anxiety you may experience.

Ultimately, my goal is to create a space for you to focus on yourself and learn effective coping strategies to support you through the most stressful times.

Carla is currently accepting clients in New York.
Her focus is supporting healthcare professionals navigating chronic stress, anxiety, and grief. 
  • In-Network: Aetna, UMR, UnitedHealthcare
  • Out of Network with complimentary billing support​  
Honest Hour Greeting Card_edited.jpg
Sierra Silva, LICSW, LCSW-C, - Maryland and DC Black Therapist



In our community, I understand firsthand how self-care can often take a back seat amidst the demands of daily life and responsibilities. That's why I integrate evidence-based techniques such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Motivational Interviewing to help you manage chronic stress, anxiety, and other complex feelings you may be experiencing.

My approach to therapy blends empathy, attentiveness, and the occasional touch of humor to create a space where you feel genuinely understood and supported. Life is filled with never ending responsibilities, mountains, and valleys. While all are purposeful, we deserve spaces to sift through feelings and develop tools to navigate our way through each one. My hope is that in our time together we can dissolve the taboo surrounding difficult conversations so you can show up authentically, take action, and give sound to all your emotions.

Whether you're focused on climbing the corporate ladder, prioritizing self-care, or seeking deeper meaning in life's challenges, my goal is to support you every step of the way.

Sierra is currently accepting clients in Maryland & DC.
Her focus is supporting legal professionals & caregivers navigating chronic stress, anxiety, and grief. 
  • In-Network (DC): Oscar Health, UnitedHealthcare, Oxford, CareFirst BCBS, Cigna, Aetna
  • Out of Network with complimentary billing support​  
bottom of page