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Portrait of Jasmine Ramirez, BIPOC therapist and founder of Honest Hour, offering financial therapy for professionals in New York and New Jersey.

Jasmine Ramirez 

Honest Hour Founder & LCSW, CFSW

Who I Work With

Have you ever said or felt,

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"I just need more discipline", especially when it comes to your money?

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Maybe you’ve tried budgeting, but after a few weeks you fall off track and start spiraling. You wonder, "Why can't I just commit to this?" Or you look at your accounts and think, "I should be further along by now."

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If that’s you — you’re not alone.

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In many BIPOC families (including mine), there’s a strong emphasis on discipline, structure, and a right-or-wrong way to do things. But what if that mindset is actually the problem?

Because just following a budget doesn’t change your beliefs or emotional triggers around money.

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My approach

I take a different route — one that centers awareness over rules, and compassion over shame. Together, we’ll explore your relationship with money and success, and co-create systems that actually work for your life — not someone else's template.

I draw on evidence-based modalities like:

  • Cognitive Behavioral Therapy (CBT) – to challenge unhelpful money narratives

  • Dialectical Behavior Therapy (DBT) – to manage emotional triggers and increase financial mindfulness

What it's like to work together...

I won’t just listen — I’ll help you connect the dots, name the patterns, and move through what’s keeping you stuck.

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We’ll explore your relationship with money, power, rest, and self-worth — and you’ll leave each session with clarity, tools, and support that actually fits your life.

Jasmine is currently accepting clients in New York & New Jersey.
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Jasmine supports BIPOC professionals who are ready to earn more, spend without shame, and feel grounded in their financial decisions.
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  • In-Network: UMR, Aetna and United Healthcare
  • Out of Network with complimentary billing support​  
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