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Financially Savvy Gift Ideas: Holiday Presents That Don’t Break the Bank

Updated: 6 days ago


Financially Savvy Gift Ideas and Budget-Friendly Holiday Presents

Let’s be real – holiday season often brings along a hefty dose of financial stress! Between holiday dinners, travel expenses, and endless gift lists, it’s easy to feel overwhelmed. While we all want to give our loved ones gifts they'll love, staying within budget can be challenging. Thoughts like, “Will they like it?”, “Am I spending enough?”, and “Can I even afford this?” run through our minds, making it harder to enjoy the season. We totally get it! That’s why we’ve curated a list of thoughtful and financially savvy gift recommendations straight from a financial therapist herself.


 

Affordable White Elephant Gift Ideas Under $25

White Elephant exchanges are a fun way to bring everyone into the gift-giving spirit. If you want to stay within your budget, these gifts under $25 will definitely do the trick!

 

Affordable Gifts for Family and Friends (Tested & Recommended)

Stuck on finding gifts for those close to your heart? Here are some affordable gifts that come with a side of laughs and self-care.

 

Affordable Gifts for Kids (Beyond Toys)

If you’re struggling to afford a toy for kids this holiday, consider educational gifts that support their future success and creativity.

 

Finance Books by Women of Color – A Gift That Lasts Beyond the Holidays

Looking for a gift that will inspire long-term impact? These finance books authored by women of color are a perfect choice to help loved ones level up their money game in 2025:


 

Make This Holiday Season Stress-Free and Budget-Friendly

We know holiday stress can feel overwhelming. Embrace the season with humor, and a lot of budgeting savvy! After all, the best gifts are those wrapped in love and laughter—not debt and stress.


Want more budgeting tips and strategies? Our financial therapist, Jasmine, works with clients who need support with financial stress and holiday budgeting. Jasmine is taking clients in NY & NJ, both out-of-network and in-network with UMR. Book a consultation here to see if financial therapy is right for you!

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